Mortgage Acceleration Plans Are Ideal Debt Relief ToolsMortgage acceleration plans can literally save you $10,000’s (or more) and help you pay off your home in a fraction of the time. The basic idea is to pay more than your normal mortgage payment and thus apply more money towards your principle debt. This ultimately reduces the amount of interest paid on the mortgage while also potentially shaving years off the time it takes to pay off the home. But with so many mortgage acceleration plans to choose from, which is best? Timing is EverythingThe banks and finance companies utilize very sophisticated software designed to do one thing: Maximize the amount of interest assessed on each and every mortgage payment. If you look at any amortization table, over 80% of every mortgage payment is applied towards interest charges—for the first several years! Even if you were to send in an additional payment (like advised by most mortgage acceleration programs), the interest that has already been calculated will be paid first! Sure, the extra payment helps reduce your principle debt but not as much as it would if the payment were applied before further interest was calculated. But there is a way to “beat the system”—by making payments at a specific time so that your payment is posted before further interest is calculated. The Money Merge Account™ Mortgage Acceleration RevolutionAt first glance, you might be tempted to think that a Money Merge Account was just a glorified checking account because it centralizes your income and expenses in the same way. However, the Money Merge Account system can be used to pay off your mortgage in as little as 1/3-1/2 the time because of two revolutionary features:
Featuring millions of lines of code and several advanced algorithms, the mortgage acceleration software analyzes your entire financial situation—from current income to all of your combined debts. The software then prompts you when to use your Money Merge Account to make payments and in what amount so that they post prior to new interest being calculated. This simple yet revolutionary innovation actually forces banks to post more of your payment towards the principle and thus cancels interest charges to help you pay off your mortgage in the shortest time possible. This same advanced software can also help you pay off ALL of your debt in the shortest time possible—not just your mortgage!
The purpose for the ALOC is two-fold: In the end, there are mortgage acceleration plans and then there is the revolutionary Money Merge Account program that helps you use existing income to pay off your home in as little as 1/3-1/2 the time!
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