Debt Reduction Plan Software Is Vital To Your Financial Future!Debt reduction plan software is no longer a luxury—it has become an absolute necessity. Consider these sobering facts: In 2007, the average U.S. household owed $8500 in unsecured debts and the combined minimum payments on those debts hovered around $300 per month. As about 80% of all minimum monthly payments are applied to interest and fees, that amount comes to about $240 per month paid in interest—but wait, it gets worse. If you also have a mortgage of $150,000 (at 7% interest rate and a 30 year mortgage), then you are still paying $784 per month in interest after 8 years (Source:http://mortgage-x.com/calculators/amortization.htm). Add that $784 to the $240 in interest charges on the unsecured debts and you would be paying out $1024 per month in interest—or over $12,000 per year!! Interest charges devour lifestyles. Think about it—that money is buying NOTHING—it isn’t helping you become debt free, pay for groceries—nothing. Burning your money would at least provide some heat but interest charges just devour your purchasing power and prevent you from enjoying a significantly better lifestyle! Eliminating your debts and the interest charges they cause can completely change your life and put $1,000’s more into your pocket each year. Effective Debt Reduction Plan Software Cancels Interest ChargesThe problem is simple: The banks and finance companies have completely skewed the entire credit system in their favor. Almost all payment plans force you to pay monthly interest charges before anything is applied to your actual debt. Credit card companies are the worst because nearly 80% of most minimum payments are applied towards interest. This is precisely why it can take 2 decades to pay off $5,000 or more in unsecured debt. The Money Merge Account™ system is designed to pay off your debts in the shortest time possible by combining advanced debt reduction software with cutting edge banking techniques. The accelerated debt reduction software analyzes your existing income and all of your combined debts and calculates the exact date you will become debt free—assuming nothing changes and you follow the program. However, the Money Merge Account system will adjust for changes in income, missed payments, or anything that would affect your pay-off date—and calculates a new “debt free” date immediately. The power of this debt reduction plan software is in its ability to leverage your existing income to cancel the MAXIMUM amount of interest. The software is designed to first determine the best order for paying off your debts (and no, most of the time it is not best to pay off your smallest bills first!!) The debt reduction plan software will then prompt you when to make the strategic payments and in what amount for each debt so that you apply the maximum amount of the payment towards the principle debt. Depending on your overall debt, these strategic payments can literally help you pay off the mortgage and other bills in as little as 1/3-1/2 the time! To pay off your bills in the shortest time possible using the Money Merge Account system and its powerful debt reducing software, you need just three things:
In fact, the Money Merge Account program can even take advantage of the grace period on credit cards by using the funds to reduce your debts - using the banks money without paying any interest. You don’t need additional income, credit check or borrow money using the Money Merge Account debt reduction program. Using A Credit CardTo truly take your debt elimination one step further you can maximize interest cancellation and get out of debt in the shortest time by using a credit card with a minimum balance of $300 as a financial tool. If one is available to the program it could be used to make strategic “lump sum” payments in excess of your minimum payment or mortgage amount without adding to your debt since it would be repayed within the grace period. For instance, a $2700 additional payment in the second month of a 30-year mortgage ($200,000 loan and 6% APR) would end up cancelling more than $18000 in interest charges and pay off the loan 18 months sooner! The credit card would help you maximize the amount of these strategic “lump sum” payments without increasing your income by one dime! The greater your overall debt—the more money you can put back into your pocket thanks to the interest charge cancellation power of the debt reduction plan software in the Money Merge Account Program! Get your complimentary Money Merge Account analysis TODAY!
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